Rules for margins, pledging shares change

Two major regulatory changes have kicked in for stock market investors from Tuesday (September 1), including the method of pledging stocks and upfront margin requirements for stocks and futures and options (F&Os).

By :  migrator
Update: 2020-09-01 20:14 GMT

New Delhi

Under the new margins system, there will be a bunch of changes with respect to margin requirements.

Buying and selling of shares will require an upfront margin from now onwards. So if anyone wants to buy shares worth Rs 1 lakh, they must have Rs 20,000 in their account as cash and the rest of the money is to be paid within 2 days.

The major change is that if anyone wants to sell Rs 1 lakh worth of shares from their holdings, for that scenario also, they must have a minimum of Rs 20,000 in their account, failing which penalties will be levied.

The sale from holdings will also require an upfront margin in cash. An investor can keep extra cash/pledge other holdings for the stipulated margin required.

In addition, the shares bought one day cannot be sold the next day. So, if an investor bought shares on, say, Monday, then he can only sell them after receiving the delivery of shares. So, in T+2, they can sell these on Wednesday.

If shares are sold after delivery, the funds cannot be used for new trades the same day, and can only be used the next day.

So, for instance, if an investor sold Rs 10,000 worth of Reliance’s shares on Monday, he cannot use this money to buy fresh shares of other companies. This Rs 10,000 will be cleared the next day and can be used the next day.

There are no changes in F&O rules for now till further notice.

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