Star Health Insurance cover for kids with autism

The insurer provides cover for children between 3 and 25 years of age who have been diagnosed with autism for a sum assured of Rs 3 lakhs. 

“We began this company over a decade ago with a vision to empower people with the financial assistance that they may require during medical emergencies/ needs. Keeping this in mind we have always tried to bring out products that would cater special and specific needs to individuals, who are generally neglected by the health insurance industry” V Jagannathan, CMD, Star Health and Allied Insurance, said. 

The policy covers all in-patient and out-patient treatments including therapies viz. behavioural therapy, physiotherapy, occupational therapy and speech therapy.

In-patient management of medical and surgical complications associated with autism including its treatment for seizures, soft tissue and bony injuries, medical and surgical procedures for spasm of muscles and infectious diseases. 

Star Special Care does not require any pre-medical check-up. One can avail the policy for one’s child/ children based on the diagnosis and treatment. 

“Providing need based insurance has been our mantra. We sincerely believe health insurance is not a privilege but a basic need in today’s world,” added Dr S Prakash, COO, Star Health and Allied Insurance.

The company had launched a group policy for autistic children in 2016 in association with a local NGO in Chennai for a period of one year.

According to 2011 census data nearly 2.2 million children between the age-group of 2-9 years in India live with autism spectrum disorder.